BODY {
background-color: #FFFFFF; 
background-image: url('images/nic.gif');
font-family : Verdana, Helvetica, Arial;
font-size: 10px; 
color: Black;
	scrollbar-3dlight-color : #FFFFE0;
	scrollbar-arrow-color : Navy;
	scrollbar-base-color : #FFFFCC;
	scrollbar-darkshadow-color : #FFFFCC;
	scrollbar-face-color : #FFFFCC;
	scrollbar-highlight-color : Navy;
	scrollbar-shadow-color :  Navy;
	scrollbar-track-color : #FFFFCC;
	}
H1 {
	COLOR: Navy;
	font-family : Verdana, Helvetica, Arial;
	font-size : 10pt;
	padding-left : 20px;
   }
H2 {
	COLOR: Navy;
	font-family : Verdana, Helvetica, Arial;
	font-size : 10pt;
	padding-left : 20px;
   }
H3 {
	COLOR: Navy;
	font-family : Verdana, Helvetica, Arial;
	font-size : 10pt;
	padding-left : 20px;
	text-align : left;
	font-weight : lighter;
	padding-right : 20px;
   }
LI {
	list-style-type: square;
	color: Navy;
	font-family : Verdana, Helvetica, Arial;
	font-size : 10px;
	padding-left : 2px;
	list-style-image : url('images/li.gif');
	vertical-align : middle;
	   	}
TD {
    font-size: 10px;
    color : Navy;
    font-family : Verdana, Helvetica, Arial;
   }
p {
	font-family : Verdana, Helvetica, Arial;
   	font-size: 10px;
   	color : Navy;
  }
hr{
	border: none;
	width: 450px;
	height: 1px;
	background-color: Navy;
	color: Navy;
	text-align: center;
	margin-top: 5px;
	margin-bottom: 5px;
}

A:link, p a
{
	font-family: Verdana, Helvetica, Arial;
	text-decoration: none;
	color: #B99E00;
}
A:visited
{
	font-family : Verdana, Helvetica, Arial;
	text-decoration: none;
}
A:hover
{
	color: Red;
	font-family: Verdana, Helvetica, Arial;
	text-decoration: none;
}